{
  "markdown": "# Private Credit Plugin\n\nA Claude plugin for analysts and portfolio managers at direct lending funds. Encodes the domain expertise, workflows, and judgment frameworks used in private credit — from CIM screening through quarterly portfolio monitoring.\n\nBuilt for [Claude Cowork](https://claude.com/product/cowork), also compatible with [Claude Code](https://claude.com/product/claude-code).\n\n> **Disclaimer:** This plugin assists with private credit workflows but does not provide investment, financial, or legal advice. All outputs — including covenant calculations, credit assessments, and investment recommendations — should be reviewed by qualified professionals before use in investment decisions, regulatory filings, or committee presentations.\n\n## Who This Is For\n\n- **Credit analysts** doing quarterly monitoring, model updates, and borrower analysis\n- **Portfolio managers** reviewing covenant compliance and credit trajectory\n- **Investment professionals** screening deals, writing IC memos, and running scenarios\n- **Operations teams** processing amendments and tracking covenant schedules\n\nWorks best for middle-market direct lending ($50M–$500M deal size), leveraged finance, ABL, and specialty lending workflows.\n\n## What's Included\n\n### Skills (auto-fire when relevant)\n\nSkills encode domain knowledge Claude draws on automatically — no slash command needed.\n\n| Skill | What it covers |\n|-------|---------------|\n| **Covenant Compliance** | Maintenance vs. incurrence testing, compliance cert as source of truth, step-down schedule lookup, headroom analysis (≥20% comfortable, 10–20% elevated, <10% flag), cross-checking financials against cert |\n| **EBITDA Add-Back Treatment** | GAAP-to-Adjusted EBITDA waterfall, permitted addbacks per credit agreement, pro forma acquisition adjustments, cap mechanics, push-back framework for management's numbers, addback realization tracking |\n| **Credit Memo Standards** | IC memo structure and section order, minimum content bar, advocacy tone calibration, merit/risk framework, base and downside case presentation standards |\n| **Quarterly Package Extraction** | Extraction order (P&L → BS → CF), label-matching logic, compliance cert vs. financials reconciliation, handling acquisitions and restatements, common data quality issues |\n| **Borrower Monitoring** | Full quarterly workflow (receive → update → narrate → question → deliver), credit trajectory evaluation, watchlist criteria (3-tier: watch closely / watchlist / workout), management call question development |\n| **Credit Model Standards** | LBO-based model structure, tab organization, FCF waterfall construction (exact line-item order), case methodology (base / downside / stress), credit statistics, debt schedule roll-forward |\n\n### Commands (user-triggered)\n\n| Command | What it produces |\n|---------|-----------------|\n| `/private-credit:cim-screen` | Pass / Pursue / More Info assessment from a CIM or teaser with supporting credit analysis |\n| `/private-credit:ic-memo` | Full investment committee memo in private credit format (requires CIM + model + term sheet) |\n| `/private-credit:quarterly-review` | Covenant compliance table, variance summary with MD&A narrative, management call questions |\n| `/private-credit:covenant-check` | Comprehensive covenant snapshot: maintenance tests with headroom, incurrence levels, restricted baskets, step-down schedule, cure rights |\n| `/private-credit:amendment-summary` | Structured summary of every change in an amendment, categorized as tightened / loosened / new / removed |\n| `/private-credit:scenario-analysis` | Base / Downside / Stress case comparison table with covenant breach flagging and liquidity runway |\n\n## Plugin Structure\n\n```\nprivate-credit/\n├── .claude-plugin/\n│   └── plugin.json\n├── commands/\n│   ├── amendment-summary.md\n│   ├── cim-screen.md\n│   ├── covenant-check.md\n│   ├── ic-memo.md\n│   ├── quarterly-review.md\n│   └── scenario-analysis.md\n├── skills/\n│   ├── borrower-monitoring/SKILL.md\n│   ├── covenant-compliance/SKILL.md\n│   ├── credit-memo-standards/SKILL.md\n│   ├── credit-model-standards/SKILL.md\n│   ├── ebitda-addback-treatment/SKILL.md\n│   └── quarterly-package-extraction/SKILL.md\n├── LICENSE\n└── README.md\n```\n\n## Installation\n\n```bash\n# From the marketplace\n/plugin install private-credit@claude-plugin-directory\n\n# Or from GitHub\n/plugin marketplace add accretive-ai/private-credit-plugin\n/plugin install private-credit@accretive-ai\n```\n\nOnce installed, skills activate automatically when Claude detects relevant context (financial data, credit agreements, borrower packages). Commands are available via `/private-credit:command-name`.\n\n## Optional MCP Connectors\n\nThis plugin works standalone — paste or upload financial data and documents directly. For live data integration, add MCP servers to a `.mcp.json` file in the plugin directory:\n\n- **PitchBook** — Private equity and deal data for comparable transactions\n- **Moody's** — Credit ratings and company financial data\n- **FactSet** — Financial data, analytics, and market benchmarks\n- **S&P Global / Kensho** — Capital IQ financial data\n\nSee [MCP documentation](https://modelcontextprotocol.io/) for connector setup.\n\n## Customization\n\nThese skills and commands encode general private credit best practices. They become more powerful when customized for your firm:\n\n- **Adjust covenant severity rankings** — Edit `covenant-compliance/SKILL.md` to match your firm's headroom thresholds and escalation criteria\n- **Add your EBITDA definition** — Modify `ebitda-addback-treatment/SKILL.md` with your standard permitted addbacks and cap structures\n- **Match your IC memo format** — Update `credit-memo-standards/SKILL.md` with your firm's section order, required exhibits, and tone preferences\n- **Configure watchlist criteria** — Adjust thresholds in `borrower-monitoring/SKILL.md` to match your fund's risk rating framework\n- **Set variance callout thresholds** — Modify `quarterly-review.md` to match what your IC considers material\n\n## About\n\nBuilt by [Accretive AI](https://goaccretive.ai). The team behind Accretive AI has billions invested and decades of experience across leveraged finance, ABL, and special situations.\n\n## License\n\nApache-2.0 — see [LICENSE](LICENSE) for details.\n",
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  "sha": "36da75e3039a3df3c33d5b9de5a7af02bb219a02769585371ab68db7a1ac84a1",
  "repo_slug": "kd-alt20/private-credit-plugin",
  "fonte": "repo",
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  "api": "https://agentalog.com/api/listings/plg_kd_alt20_private_credit_plugin_private_c_e8489211/readme"
}