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  "body": "# Reserve Development Early Warning Monitor\n\n> I-3203 • Claims\n\n## Overview\n\n- **Persona:** Claims Operations Manager\n- **Department:** insurance\n- **Objective:** Cut the share of claims with late reserve strengthening from 23% to 7% of open inventory by detecting reserve-adequacy gaps within 5 days of new medical, legal, or attorney-correspondence evidence landing on claim_exposures and reserve_lines, instead of waiting for the 90-day diary review to surface an under-reserved file.\n\n## KPI summary\n\n- **Claims with late reserve strengthening**: 23% → 7%\n- **Average reserve change detection lag**: 60 days → 5 days\n- **Adverse development on open inventory**: 9.5% of incurred → 3.8% of incurred\n\n## Contents\n\n- [Playbook — role, scope, guardrails](/playbook.md)\n- [Source Systems](/systems/index.md)\n- [Data Entities](/tables/index.md)\n- [Agent Tools](/tools/index.md)\n- [Workflow Stages](/workflow/index.md)\n- [Query Capabilities](/queries/index.md)\n- [Eval Scenarios](/tests/index.md)\n- [Sou",
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