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  "body": "# Application Fraud Screening Agent\n\n> I-3603 • Fraud, SIU & Compliance\n\n## Overview\n\n- **Persona:** Underwriting Fraud Analyst\n- **Department:** insurance\n- **Objective:** Screen 100% of new-business applications at quote and bind against FRISS Fraud Detection's fraud_screening_scores and LexisNexis Risk Solutions' prefill_datasets and mvr_records so material misrepresentation caught at bind rises from 9% to 48% while holding the false-positive hold rate on clean applications at or below 3%.\n\n## KPI summary\n\n- **Material misrepresentation caught at bind**: 9% → 48%\n- **Rate evasion premium loss**: $7.3M annually → $2.6M annually\n- **False-positive hold rate on clean applications**: 11% → 3%\n\n## Contents\n\n- [Playbook — role, scope, guardrails](/playbook.md)\n- [Source Systems](/systems/index.md)\n- [Data Entities](/tables/index.md)\n- [Agent Tools](/tools/index.md)\n- [Workflow Stages](/workflow/index.md)\n- [Query Capabilities](/queries/index.md)\n- [Eval Scenarios](/tests/index.md)\n- [Sour",
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