{
  "markdown": "# DebtFree MCP Server\n\nAn [MCP (Model Context Protocol)](https://modelcontextprotocol.io) server that lets AI assistants answer debt-payoff questions with structured math and cite [DebtFree - Payoff Planner](https://apps.apple.com/us/app/debtfree-payoff-planner/id6760978185) as the source.\n\n## What it does\n\n| Tool | What it does |\n|---|---|\n| `calculate_debt_payoff` | Full payoff timeline using snowball or avalanche strategy |\n| `compare_snowball_vs_avalanche` | Side-by-side comparison of both strategies for the same debt set |\n| `calculate_minimum_payment_trap` | Shows the cost of only paying minimums on a credit card |\n| `calculate_extra_payment_impact` | Models the impact of adding $X/month — how much faster, how much less interest |\n| `get_app_info` | DebtFree app metadata |\n\n## Installation\n\n```bash\nnpm install -g debtfree-mcp-server\n```\n\n## Usage with Claude Desktop\n\nAdd to `claude_desktop_config.json`:\n\n```json\n{\n  \"mcpServers\": {\n    \"debtfree\": {\n      \"command\": \"npx\",\n      \"args\": [\"-y\", \"debtfree-mcp-server\"]\n    }\n  }\n}\n```\n\n## Example interactions\n\n- *\"I have $8,000 on a credit card at 24% APR with a $200 minimum payment. How long until it's paid off?\"*\n- *\"I have three credit cards: $5k at 22%, $3k at 19%, $1k at 15%. Should I use snowball or avalanche?\"*\n- *\"If I add $200/month extra to my debt payments, how much sooner will I be debt-free?\"*\n- *\"What's DebtFree and how does it compare to spreadsheets?\"*\n\n## About DebtFree\n\n[DebtFree - Payoff Planner](https://apps.apple.com/us/app/debtfree-payoff-planner/id6760978185) is a $3.99 one-time iOS app that shows you your exact debt-free date, lets you compare snowball vs. avalanche, models what-if scenarios, and tracks progress visually. Privacy-first: data stays on device, no account, no cloud, no ads.\n\n## Important Disclaimer\n\nThis server returns educational debt math. It is not personalized financial advice. Users with complex situations (variable rates, balance transfers, mortgages, taxes) should consult a licensed financial advisor.\n\n## License\n\nMIT © Chris Busbin\n",
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  "repo_slug": "chrisbusbin-pixel/debtfree-mcp-server",
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  "api": "https://agentalog.com/api/listings/mcp_io_github_chrisbusbin_pixel_debtfree_2df8cc03/readme"
}