{
  "markdown": "# cinder.fi MCP\n\nTax-aware retirement planning for Canada and the US, available as a [Claude Code plugin](#claude-code-plugin), an [Agent Skills](https://agentskills.io) skill, and a [Model Context Protocol](https://modelcontextprotocol.io/) server.\n\nCompatible with Claude Code, Cursor, VS Code Copilot, OpenAI Codex, Gemini CLI, Goose, and any other MCP- or [Agent Skills-compatible](https://agentskills.io/clients) agent.\n\n## What it does\n\n19 tools covering:\n- Retirement projections (single + couples)\n- CPP / OAS / Social Security timing\n- Tax calculations (all Canadian provinces + US states)\n- GIS eligibility and clawback analysis\n- RRSP meltdown / Roth conversion strategy\n- Monte Carlo simulation\n- Withdrawal order optimization\n- Historical backtesting (Shiller 1871–2024)\n- Purchase and windfall impact simulators\n- Scenario comparison\n- Personalized retirement insights\n\n## Claude Code plugin\n\nThe fastest path in Claude Code — installs the MCP server plus a\nretirement-planning skill that sequences the tools:\n\n```\n/plugin marketplace add cinderfi/cinderfi-mcp\n/plugin install cinderfi@cinderfi\n```\n\nThen set your key so the server authenticates:\n\n```\nexport CINDERFI_MCP_KEY=your_api_key   # from https://cinder.fi/mcp\n```\n\nAgents that support the [auth.md](https://cinder.fi/auth.md) protocol can also\nregister for their own credential through a user-approved claim ceremony — no\npasted key required.\n\n## Get started (any client)\n\n1. Get a free API key at **[cinder.fi/mcp](https://cinder.fi/mcp)**\n2. Connect your agent to `https://mcp.cinder.fi/mcp`\n\n### Claude Desktop\n\n```json\n{\n  \"mcpServers\": {\n    \"cinderfi\": {\n      \"command\": \"npx\",\n      \"args\": [\"-y\", \"mcp-remote\", \"https://mcp.cinder.fi/mcp\"],\n      \"env\": {\n        \"AUTHORIZATION\": \"Bearer YOUR_API_KEY\"\n      }\n    }\n  }\n}\n```\n\n### Any MCP-compatible client\n\n- **Endpoint:** `https://mcp.cinder.fi/mcp`\n- **Auth:** `Authorization: Bearer YOUR_API_KEY` (or the [auth.md](https://cinder.fi/auth.md) registration flow)\n- **Transports:** Streamable HTTP, SSE\n\n## Pricing\n\n| | Free | Pro |\n|--|------|-----|\n| Calls/day | 5 | Unlimited |\n| Single-person tools | ✅ | ✅ |\n| Couples tools | — | ✅ |\n| Monte Carlo | — | ✅ |\n| Optimizer | — | ✅ |\n| Backtest | — | ✅ |\n| Scenario comparison | — | ✅ |\n\n→ [Get API key](https://cinder.fi/mcp) · [Pricing](https://cinder.fi/pricing) · [Interactive planner](https://cinder.fi)\n",
  "bytes": 2395,
  "sha": "39bf4bb54d411c1fc9cbec4a13deda05b3f63e249eecb9eb069cc84a98368d5e",
  "repo_slug": "cinderfi/cinderfi-mcp",
  "fonte": "repo",
  "truncated": false,
  "api": "https://agentalog.com/api/listings/mcp_com_cinderfi_retirement_planning_27c7cc3a/readme"
}