{
  "markdown": "# Authoryze MCP Server\n\nAuthoryze gives your AI agent a spending limit. It lets you hand an agent a payment method without handing it your card: you define what it can buy, from which merchants, and up to what amount, and every purchase request comes to you for approval before a single-use virtual card is issued. It is built on Visa Intelligent Commerce and Mastercard Agent Pay, and is currently available for US-issued cards. Authoryze is a remote MCP (Model Context Protocol) server that works with Claude, Claude Code, ChatGPT, Cursor, Windsurf, and any MCP-compatible client.\n\n## Installation\n\nOAuth-capable clients such as Claude and ChatGPT need only the endpoint:\n\n```json\n{\n  \"mcpServers\": {\n    \"authoryze\": {\n      \"url\": \"https://authoryze.ai/api/mcp\"\n    }\n  }\n}\n```\n\nClients that don't support OAuth, such as Claude Code, Codex, and custom frameworks, authenticate with a static agent API key as a bearer token:\n\n```json\n{\n  \"mcpServers\": {\n    \"authoryze\": {\n      \"url\": \"https://authoryze.ai/api/mcp\",\n      \"headers\": {\n        \"Authorization\": \"Bearer YOUR_API_KEY\"\n      }\n    }\n  }\n}\n```\n\n## Tools\n\n- **request_purchase** - Ask to make a purchase from a specific merchant, for a specific amount, with a reason. The request either gets approved automatically, gets sent to the account owner for approval, gets denied with a reason, or fails in a way that's safe to retry.\n- **check_status** - Look up what happened to a purchase request: approved, denied, still waiting on approval, or failed. Doesn't reveal any card details itself.\n- **get_spending_summary** - See how much has been spent so far against the configured limits (daily, weekly, monthly, and total), including any account-wide limit that applies across all of an account's agents.\n- **retrieve_card** - Once a purchase is approved, get the actual card number, expiry, and security code to complete the purchase. This can only be done once per approved purchase; the details are shown a single time and can't be retrieved again.\n\n## Requirements\n\nAuthoryze is available for US-issued cards only. International support is pending issuer coverage on the agentic token programs.\n\nAuthentication requires either OAuth 2.1 with PKCE (S256) and Dynamic Client Registration, or a static agent API key used as a bearer token.\n\n## Links\n\nHomepage: https://authoryze.ai\n\nDocs: https://authoryze.ai/docs\n\n## Smithery\n\nListed on Smithery: https://smithery.ai/servers/authoryze/authoryze\n",
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